Commercial Carriers
Insurance Agency, Inc.
Commercial Carriers Insurance Agency, Inc.
A SUBSIDIARY OF AMERITRUST GROUP, INC.
CA License No. 0567750
A SUBSIDIARY OF AMERITRUST GROUP, INC.
CA License No. 0567750
**Required by law in almost every state
As Workers Compensations rates continue to rise, so do operating costs which diminish your ability to thrive. The most important factors to consider in placing any business with an insurance company is strength, claims handling, service and price of the policy. By placing your business with a secure and competitively-priced company, you minimize the possibility of staff reductions and maximize your growth potential.
For more than 40 years, Commercial Carriers has worked with a wide range of businesses insuring the on-the-job safety and security of their employees. Here at Commercial Carriers, we bring numerous options to businesses to ease the management of their program and lower their current rates. In a time when staff retention is a weekly concern, businesses need to be focusing on their operations and not worrying about inadequate service or poor claims handling which could lead to a reduction in their workforce or close their doors entirely.
Workers Comp FAQs
With the passage and signing of Assembly Bill 2883, new rules have been created regarding who can be excluded from workers’ compensation coverage.
AB 2883 revises the definition of an employee for coverage to include certain officers and directors of private corporations and working members of partnerships and limited liability companies. Beginning on Jan. 1, 2017 officers, directors and partners are required to be covered under the employer’s workers’ comp policy unless they meet the revised definition.
Under the new definition, officers, directors, and general partners can only opt out of coverage by signing a waiver under penalty of perjury and filing the waiver with their employer’s insurer. Additionally, if the company is a corporation the officer/director/partner must now own at least 15% of the issued outstanding stock.
If you haven’t received a notice from your insurer including the necessary forms to complete, call your agent as soon as possible.
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